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Refereed Articles

Moral Hazard im Gesundheitswesen. Ein Beispiel aus der Kieferorthopädie

Michael Berlemann, Alexander Karmann (1998),
Zeitschrift für Wirtschafts- und Sozialwissenschaften 118, 573-595.

Using health insurance data, we examine the extent to which moral hazard behavior can be observed in the market for orthodontic services. The empirical results suggest that strong ex post moral hazard occurs. Against this background, the current billing procedure of a conditional deductible urgently needs reform.

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Alexander Karmann